Understanding the effects of past flood events and perceived and estimated flood risks on individuals' voluntary flood insurance purchase behavior

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• 作者：Wanyun Shao^a ; ¹ ; ^{wshao@aum.edu} ; Siyuan Xian^b ; ¹ ; ^{sxian@princeton.edu} ; Ning Lin^b ; Howard Kunreuther^c ; Nida Jackson^a ; Kirby Goidel^d
• 关键词：Flood insurance purchase ; Flood risk ; Flood maps ; Risk communication ; Decision making
• 刊名：Water Research
• 出版年：2017
• 出版时间：1 January 2017
• 年：2017
• 卷：108
• 期：Complete
• 页码：391-400
• 全文大小：591 K
• 卷排序：108

文摘

Voluntary flood insurance purchase behavior is studied in an interdisciplinary way. Flood risks in FEMA flood map affect the voluntary purchase of flood insurance. Voluntary behavior is influenced by perceptions of flood-related risks. Intensity of the local flood events in the past affects the voluntary behavior. Social factors especially income significantly affect the voluntary behavior.